SALARY

Bank Salary 2026 in India – Per Month, All Posts (Government & Private), Salary & Perks

In 2026, bank salaries in India vary by post and bank, with a pay scale ranging from ₹20,700 to ₹1,41,600 per month. Gross monthly salary usually starts around ₹50,000 and can go up to ₹1,40,000. In-hand pay is about ₹45,000 to ₹1,10,000 after deductions, including basic pay, DA, HRA, special allowances, and other benefits.

Advertisement

Abhishek Kumar
Abhishek Kumar

10 January 2026, 08:19 PM

Bank Salary Structure 2026

Advertisement
*may vary as per norm
Event Details
Pay Scale 20700 - 141600
Basic Salary 20700
Maximum Salary 1,41,600
HRA Allowance 6210
City Comp. Allowance 1400
Special Allowance 11000
DA Allowance 10000
Other Allowance 5000
NPS Deduction 5000 (10% of Basic Salary + DA)
Profession Tax Deduction 200
Other Deduction 500
Monthly Gross 54310
Yearly Gross 651720
Monthly In Hand 50540
YearlyIn Hand 606480
Advertisement

Bank Post-Wise Salary 2026 (RBI, SBI & IBPS)

Advertisement
*may vary as per norm
Post Pay Scale
RBI Grade B Officer ₹78450 - 1,41,600
RBI Assistant ₹20700 - 55,700
RBI Attendant ₹10940 - 23,700
SBI PO ₹48480 - 85,920
SBI CBO ₹48480 - 85,920
SBI Junior Associate ₹24050 - 64,480
IBPS PO (Scale I) ₹48480 - 85,920
IBPS SO (Specialist) ₹48480 - 85,920
IBPS Clerk ₹24050 - 64,480
RRB Officer Scale-I ₹48480 - 85,920
RRB Officer Scale-II ₹64820 - 93,960
RRB Office Assistant ₹24050 - 64,480

Bank Probation Period & Salary – RBI, SBI, IBPS & RRB:
Probation: Fixed (2 years for Officers, 6 months for Clerks)
Salary: Full salary from Day 1
Reality: Very high job security; confirmation after training + internal exams

Advertisement

Bank Benefits & Perks

Benefit Status
Dearness Allowance
Special Allowance
House Rent Allowance
City Compensatory
Transport Allowance
Location Allowance
Learning Allowance
Petrol / Conveyance
Newspaper
Medical Aid
Festival Bonus
Promotion
Mobile / Internet
Cleaning / Cleansing
Advertisement

Bank-Wise Salary 2026 (Government & Private Banks)

Rank Pay Scale
Reserve Bank of India (RBI) ₹47800 – 150000
State Bank of India (SBI) ₹37000– 95000
Punjab National Bank (PNB) ₹74000 – 80000
Bank of Baroda (BOB) ₹74000 – 80000
Canara Bank ₹74000 – 80000
Union Bank of India ₹74000 – 80000
Bank of India (BOI) ₹74000 – 80000
Indian Bank ₹74000 – 80000
Central Bank of India ₹74000 – 80000
UCO Bank ₹74000 – 80000
Bank of Maharashtra ₹74000 – 80000
Punjab & Sind Bank ₹74000 – 80000
IDBI Bank ₹29000 – 55000
Prathama UP Gramin Bank ₹70000 – 75000
Kerala Gramin Bank ₹70000 – 75000
Baroda UP Bank ₹70000 – 75000
All RRBs Bank ₹70000 – 75000
HDFC Bank ₹35000 – 46000
Axis Bank ₹35000 – 45000
Kotak Mahindra Bank ₹32000 – 38000
Federal Bank ₹28000 – 35000
South Indian Bank ₹38000 – 60000
Karnataka Bank ₹35000 – 82000
Karur Vysya Bank ₹72000 – 82000
Tamilnad Mercantile ₹70000 – 82000
IDFC First Bank ₹45000 – 50000
IndusInd Bank ₹35000 – 55000
Bandhan Bank ₹30000 – ₹40000
IDBI Bank ₹35000 – 45000
Yes Bank ₹51000 – 55000
All Small Finance Banks ₹18000 – 35000

Private Bank Probation Period & Salary:
Probation/Training: 6 months–1 year (often includes classroom + internship)
Salary: Stipend during training, full salary after confirmation
Reality: Target-driven; fail targets/certifications = exit

Advertisement

Images

Images 1