| Event | Details |
|---|---|
| Pay Level | 3 --- 18 |
| Grade Pay | 2000 --- 10000+ |
| Pay Scale | 21700 - 250000 |
| Basic Salary | 21700 |
| Maximum Salary | 2,50,000 |
| DA Allowance | 13020 (60% of Basic Salary) |
| HRA Allowance | 6510 |
| TA Allowance | 3000 (As Per Post) |
| MSP Allowance | 15500 (As Per Post) |
| Other Allowance | 4000 |
| NPS Deduction | 3472 (10% of Basic Salary + DA) |
| Other Deduction | 1500 |
| Monthly Gross | 63730 |
| Yearly Gross | 764760 |
| Monthly In Hand | 58758 |
| YearlyIn Hand | 705096 |
Indian Navy Salary after 8th Pay Commission: Expected to be effective from 1 January 2026, bringing a 25%–35% increase in take-home pay with a higher fitment factor.
Indian Navy Officer Salary – All Posts, Agniveer Navy, JCOs & Sailors
| Post | Pay Scale |
|---|---|
| Agniveer Navy (SSR & MR) | ₹30000 / - |
| Indian Navy (AA) | ₹21700 - 69,100 |
| Leading Seaman | ₹25500 - 81,100 |
| Petty Officer | ₹29200 - 92,300 |
| Chief Petty Officer | ₹35400 - 1,12,400 |
| Master Chief Petty Officer II | ₹44900 - 1,42,400 |
| Master Chief Petty Officer I | ₹47600 - 1,51,100 |
| Sub-Lieutenant | ₹56100 - 1,77,500 |
| Lieutenant | ₹61300 - 1,93,900 |
| Lieutenant Commander | ₹69400 - 2,07,200 |
| Commander | ₹121200 - 2,12,400 |
| Captain | ₹130600 - 2,15,900 |
| Commodore | ₹139600 - 2,17,600 |
| Rear Admiral | ₹144200 - 2,18,200 |
| Vice Admiral | ₹182200 - 2,24,400 |
| Admiral (Chief of Naval Staff) | ₹250000 / - |
Indian Navy Training Academy & Salary:
➤ Commissioned Officers (Sub-Lieutenant):
Trained at Indian Naval Academy, Ezhimala or NDA, Pune for 22 weeks to 4 years (entry-based).
Training stipend: ₹56,100 per month (Pay Level-10).
➤ Sailors (SSR & MR):
Basic training at INS Chilka, Odisha followed by trade training for 16 weeks to 9 months.
Training stipend: ₹14,600 per month.
➤ Agniveer Navy:
Intensive basic training at INS Chilka for 16 weeks.
Monthly package: ₹30,000 (₹21,000 in-hand; ₹9,000 to Seva Nidhi Corpus).
Salary Calculator
21700
Basic Salary
58758
Net Salary
Benefits of an Indian Navy Officer
| Benefit | Status |
|---|---|
| Military Service Pay (MSP) | |
| Dearness Allowance | |
| Sea Going Allowance | |
| Education Allowance | |
| Dress Allowance | |
| Transport Allowance | |
| House Rent / Govt Home | |
| Technical Allowance | |
| MARCOS Allowance | |
| Festival Bonus | |
| Promotion | |
| Medical |
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➤ Indian Navy Dress Allowance Paid once every year, usually in July. Officers receive ₹20,000 annually, while Sailors, including Agniveers, receive ₹10,000 annually.
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