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Indian Navy Salary 2026 – Rank-Wise Pay, Level 3–18, Monthly & Training Salary (8th Pay)
SALARY

Indian Navy Salary 2026 – Rank-Wise Pay, Level 3–18, Monthly & Training Salary (8th Pay)

Indian Navy salary is set under Pay Level 3 to 18, based on rank and role. Grade Pay starts from ₹2,000 and goes above ₹10,000 for senior officers. Basic pay begins at ₹21,700 and can reach ₹2,50,000 for the Chief of Naval Staff. Along with basic pay, personnel receive DA, HRA or government housing, sea-going allowance, MSP, and other benefits. These raise the monthly gross salary to around ₹63,700, with take-home pay close to ₹58,700.

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Abhishek Kumar
Abhishek Kumar

21 January 2026, 04:40 AM

Indian Navy Salary Structure 2026

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*may vary as per norm
Event Details
Pay Level 3 --- 18
Grade Pay 2000 --- 10000+
Pay Scale 21700 - 250000
Basic Salary 21700
Maximum Salary 2,50,000
DA Allowance 13020 (60% of Basic Salary)
HRA Allowance 6510
TA Allowance 3000 (As Per Post)
MSP Allowance 15500 (As Per Post)
Other Allowance 4000
NPS Deduction 3472 (10% of Basic Salary + DA)
Other Deduction 1500
Monthly Gross 63730
Yearly Gross 764760
Monthly In Hand 58758
YearlyIn Hand 705096

Indian Navy Salary after 8th Pay Commission: Expected to be effective from 1 January 2026, bringing a 25%–35% increase in take-home pay with a higher fitment factor.

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Indian Navy Officer Salary – All Posts, Agniveer Navy, JCOs & Sailors

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*may vary as per norm
Post Pay Scale
Agniveer Navy (SSR & MR) ₹30000 / -
Indian Navy (AA) ₹21700 - 69,100
Leading Seaman ₹25500 - 81,100
Petty Officer ₹29200 - 92,300
Chief Petty Officer ₹35400 - 1,12,400
Master Chief Petty Officer II ₹44900 - 1,42,400
Master Chief Petty Officer I ₹47600 - 1,51,100
Sub-Lieutenant ₹56100 - 1,77,500
Lieutenant ₹61300 - 1,93,900
Lieutenant Commander ₹69400 - 2,07,200
Commander ₹121200 - 2,12,400
Captain ₹130600 - 2,15,900
Commodore ₹139600 - 2,17,600
Rear Admiral ₹144200 - 2,18,200
Vice Admiral ₹182200 - 2,24,400
Admiral (Chief of Naval Staff) ₹250000 / -

Indian Navy Training Academy & Salary:
Commissioned Officers (Sub-Lieutenant):
Trained at Indian Naval Academy, Ezhimala or NDA, Pune for 22 weeks to 4 years (entry-based).
Training stipend: ₹56,100 per month (Pay Level-10).

Sailors (SSR & MR):
Basic training at INS Chilka, Odisha followed by trade training for 16 weeks to 9 months.
Training stipend: ₹14,600 per month.

Agniveer Navy:
Intensive basic training at INS Chilka for 16 weeks.
Monthly package: ₹30,000 (₹21,000 in-hand; ₹9,000 to Seva Nidhi Corpus).

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Salary Calculator

21700

Basic Salary

58758

Net Salary

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13020
13020
6510
6510
3000 (As Per Post)
3000 (As Per Post)
4000
4000
3472
3472
1500
1500
15500 (As Per Post)
15500 (As Per Post)
Descriptive Alt Text

Benefits of an Indian Navy Officer

Benefit Status
Military Service Pay (MSP)
Dearness Allowance
Sea Going Allowance
Education Allowance
Dress Allowance
Transport Allowance
House Rent / Govt Home
Technical Allowance
MARCOS Allowance
Festival Bonus
Promotion
Medical

Check Similar Salary:
➤ Indian Navy Dress Allowance Paid once every year, usually in July. Officers receive ₹20,000 annually, while Sailors, including Agniveers, receive ₹10,000 annually.

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